Effective September 17, 2018, Select-a-Term proves again it is no "one-hit wonder" with lower
rates in certain issue ages and risk classes. The rate changes will include increases and decreases in certain cells.
In addition, we have lowered the monthly modal factor from 8.65% to 8.55%, improving
Select-a-Term’s competitive position on a monthly basis.*
Hit a high note with the Select-a-Term difference:
- All states except New York: Nearly 80% of the premium rates rank in the top two, and 86%
rank in the top three.**
- In New York, more than 87% of the premium rates rank in the top two, and 90% rank in the top
- 18 durations, including 10-year and 15 through 30 years and a 35-year term, with
renewable coverage until age 95 for older clients.
- Convertible to the earlier of age 70 or the end of the level term period.