Starting December 7, 2019, the premiums on the Secure Lifetime GUL 3 will increase an average of 4% for level pays, and 9% for single and 10-pay scenarios. While we strive to hold the prices of all of our products steady, the low interest rate environment continues to put pressure on our industry. To ensure we stay laser-focused on our commitment — to deliver high value to both you and your clients — a rate change is necessary.

We understand you may be in discussions with a client that includes GUL 3, so we wanted to give you a chance to secure the current price before it goes up. To receive current rates, applications must be received on or before December 6th.

Please see the bulletin for details.

December 7th
Rate Update