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AG News: Brought to you by American General Life Insurance Company, a member of AIG

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Coming soon! Get an edge on IUL sales with new rates and other changes

Beginning November 21, 2020, we are making updates and enhancements to our portfolio of IUL products, including Max Accumulator+ II, Value+ Protector II and Protection Extend IUL to comply with AG 49-A guidelines set forth by the NAIC. There’s still time – applications received in good order on or before November 20 are eligible for current IUL products and competitive rates.

Review the changes
AG 49-A Training
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Added value with the Early Cash Value Rider

The name says it all! This optional rider improves early cash value on the policy and is available only to business sponsored or premium finance cases and will require additional financial and suitability review by Underwriting and Advanced Sales. Available soon on Max Accumulator+ II policies!

Find out more
Changes to Non-med Underwriting – to help you crush this year’s goals!

The Death Benefit with Non-Medical Underwriting on Max Accumulator+ II and Platinum Choice VUL 2 is increasing to $1 Million! Also as part of this expansion, non-med underwriting classes are changing (now Standard up to Preferred Plus), and a Vendor completed tele-interview is required to qualify for non-medical underwriting.

More Details
IUL Annual Statement Enhancements

We heard you! Committed to providing world-class customer experience for you and your clients, we are making enhancements to annual statements on all new and inforce Max Accumulator+, Value+ Protector and Protection Extend IUL policies. Look for a new IUL annual statement how-to guide in the coming weeks.
Interest Crediting Rate Changes

Reflecting on the current interest rate environment, we will be adjusting caps/participation rates for certain index accounts beginning November 21, 2020, on our current IUL products.

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Policies issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of the issuing insurance company. Products may not be available in all states and product features may vary by state.

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